多少$$才够退休

昨晚看men’s health杂志,读到“多少钱才够退休”的文章,很受刺激,特此贴出以刺激大家。
 
以30岁年收入$50,000(美国中产阶级平均收入)为例, 在mid-60’s预计年收入可达$300,000,其中通货膨胀率为现在的2倍, 退休是保持同样的生活水准,那么每年从401K里拿出的年收入为90%的工作年收入,那就是$270,0000. 以活到80岁为限,401K应该有$4,000,000.
 
同学们, $4 Million, 难吗?
 
回答说,不难,只要你每年把税前的10%收入放到401k 或者Roth IRA就行。
 
by the way, 以工作1年8个月的我为例, 我的401K里有我退休预期的1/400了。
 
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About loftyet

Software Developer; Electrical Engineer; Golfer;
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